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Income versus Hous payments Written by TheGreatSayre, on 04-28-2008 21:21 Rate cuts wont have an effect in the short term. income versus house payment is the real problem. NegAm loans another problem. And it is all connected to Fuel. Bio/fossil/whatever it is taking a toll on the American economy. With high food costs, high gas prices, it is harder to pay for your million dollar house that 2 years ago was worth half that. Income versus house payments.